Unleash the power of your Bitcoin through instant Bitcoin-backed loans

Zero compromises on security, control or custody.
It’s time to go beyond the HODL.

Why Choose Sailor Lend

Complete Control

Sailor Lend is fully secure, self-custodial and transparent. All Sailor Lend accounts are secured by Bitcoin MPC wallets and extensively audited smart contracts.

Hold Bitcoin, Spend Dollars

Get our Sailor Lend credit card that is funded by margin on your Sailor Lend account.

Full DeFi Integrations

Borrowers can connect with the best DeFi opportunities from our selected partners, directly through the Sailor Lend Hub – helping you safely navigate the minefield of DeFi and crypto.

Backed by the Best

Sailor Lend is incubated by the NEAR Foundation and backed by world class investors including <x>, <y>, <z> & more.

3 Simple Steps to your Instant Bitcoin Loan

Create your Account

Deposit Collateral

Get Funded

How Sailor Lend Works

Create Sailor Lend Account

Sailor Lend uses NEAR’s Omnibridge, Intents and Chain Signatures to create a trustless, non custodial Bitcoin Escrow address.

Deposit Bitcoin

Sailor Lend utilises Bitcoin MPC wallets to enable people to fund their Sailor Lend account by depositing native Bitcoin into a non-custodial Bitcoin escrow address.

Borrow Stablecoins

Users can borrow up to 70% LTV against their Bitcoin.


Receive Stablecoins in Sailor Lend Account

Invest for tomorrow. Live for today. It’s time to go beyond the HODL.

You believe in a world where Bitcoin is the most valuable asset – designed to be held for multiple generations – we believe that your bitcoin should be a tool to unlock financial freedom without ever needing to sell your bitcoin or relinquish control.

Navigating the Crypto Minefield

Sailor Lend Services

Low Cost Bitcoin Loans

Receive a low cost instant loan against your Bitcoin

Bitcoin backed Debit Cards

Open a VISA debt card backed by loans against your Bitcoin

Global Bank Transfers

Transfer funds globally – connection to traditional banking services backed by Bitcoin loans

Earn with DeFi

Connect with the best DeFi opportunities from our selected partners, directly through the Sailor Lend Hub

Travel and Adventure

Book your next luxury holiday – collateralized with your Bitcoin

Competitive Landscape

Our Story