Why Choose Sailor Lend
Complete Control
Sailor Lend is fully secure, self-custodial and transparent.
Borrow and Spend
Open a VISA debit card – funded by your Sailor Lend account.
Full DeFi Integrations
Access trusted DeFi opportunities – directly through the Sailor Lend Hub.
Backed by the Best
Sailor Lend is incubated by the NEAR Foundation and backed by industry-leading investors.
How Sailor Lend Works
Create Sailor Lend Account
Sailor Lend leverages NEAR’s Omnibridge, Intents, and Chain Signatures to establish a secure, trustless Bitcoin escrow address
Deposit Bitcoin
Sailor Lend utilizes Bitcoin MPC wallets, enabling users to fund their Sailor Lend account by depositing native Bitcoin into a non-custodial escrow address.
Borrow Stablecoins
Users can borrow up to 70% LTV against their Bitcoin, with flexible and affordable repayment schedules, empowering borrowers with maximum control.
Explore
Users can dive into DeFi, fund their next holiday, or even pay their mortgage using a variety of powerful tools, including VISA Debit Cards and Bank Transfers.
Sailor Lend Services

Low-Cost Bitcoin Loans
Access affordable, instant loans secured by your Bitcoin.

Bitcoin-Backed Debit Cards
Unlock a VISA debit card backed by your Bitcoin loans.

Global Bank Transfers
Transfer funds worldwide, seamlessly connecting to traditional banking services with Bitcoin-backed loans.

Earn with DeFi
Tap into top DeFi opportunities through our curated partners via the Sailor Lend Hub.

Travel and Adventure
Book your next luxury holiday using your Bitcoin as collateral.
Competitive Landscape
