Instant Bitcoin-Backed Loans

Self-custody. No KYC. Instant Loans. Complete Control.
It’s time to go beyond the HODL.

Why Choose Sailor Lend

Complete Control

Sailor Lend is fully secure, self-custodial and transparent.

Borrow and Spend

Open a VISA debit card – funded by your Sailor Lend account.

Full DeFi Integrations

Access trusted DeFi opportunities – directly through the Sailor Lend Hub.

Backed by the Best

Sailor Lend is incubated by the NEAR Foundation and backed by industry-leading investors.

3 Simple Steps to your Instant Bitcoin Loan

Create your Account

Deposit Collateral

Get Funded

How Sailor Lend Works

Create Sailor Lend Account

Sailor Lend leverages NEAR’s Omnibridge, Intents, and Chain Signatures to establish a secure, trustless Bitcoin escrow address

Deposit Bitcoin

Sailor Lend utilizes Bitcoin MPC wallets, enabling users to fund their Sailor Lend account by depositing native Bitcoin into a non-custodial escrow address.

Borrow Stablecoins

Users can borrow up to 70% LTV against their Bitcoin, with flexible and affordable repayment schedules, empowering borrowers with maximum control.

Explore

Users can dive into DeFi, fund their next holiday, or even pay their mortgage using a variety of powerful tools, including VISA Debit Cards and Bank Transfers.

Invest for Tomorrow, Live for Today. It’s Time to Go Beyond the HODL.

Secure your future while living in the present. Embrace Bitcoin as the ultimate asset for generations – we’re here to help you unlock financial freedom without sacrificing control.

Sailor Lend Services

Low-Cost Bitcoin Loans

Access affordable, instant loans secured by your Bitcoin.

Bitcoin-Backed Debit Cards

Unlock a VISA debit card backed by your Bitcoin loans.

Global Bank Transfers

Transfer funds worldwide, seamlessly connecting to traditional banking services with Bitcoin-backed loans.

Earn with DeFi

Tap into top DeFi opportunities through our curated partners via the Sailor Lend Hub.

Travel and Adventure

Book your next luxury holiday using your Bitcoin as collateral.

Competitive Landscape